Riders
  • EIWL face amounts $10,000 & above: Identity Theft Waiver of premium; Hospital Stay Waiver of Premium; Common Carrier Accidental Death Benefit
  • EIWL Deluxe & Premier:  Child Rider; Accidental Death (age 20-60); No-Cost Terminal Illness Rider

Express Issue Whole Life (EIWL)

Plan

Issue Ages

(Age Last)

Minimum

Face

Maximum

Face


Express Issue Premier

Immediate Full Death Benefit

20-80
$5,000

$100,000 (20-60)

$ 50,000  (61-80)

Express Issue Deluxe

Immediate Full Death Benefit

20-80
$5,000
$ 50,000

Express Issue WL

Graded Benefit - first 2 years

25-80
$2,000
$25,000

*Product availability varies by state                    (see UHL eApp process)

Guaranteed Issue
Whole Life   (client brochure)
  • Issue ages 45 - 75
  • Face amounts $5,000 - $10,000
  • Limited death benefit for first 3 years
  • No medical questions asked of Insured
  • Limited to 25% of production
  • GIWL Agent Guide included in FE Agent Guide

UHL Senior Market \

Final Expense Products

 For agent, broker use only

UHL Information Provided by Life Professionals, LLC  888.574.9088​​